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Bank Rolls Versus Buy In Amounts

I read and hear both terms all the time.  My buy-in and my bank-roll.  There goes my bank roll, I lost my buy in, I can increase my bank roll, etc., etc., and so on.

To me, Bank Roll and Buy In amounts/items are two entirely separate things with different functions. 

1)    Bank Roll.  Bank Roll is your total funds you have for gambling. 
2)    Buy In.  Buy In is the amount of money you bring to the casino for the session or trip you will engage in.

While we all have varying amounts and guidelines or desires for our gambling, I learned the following is paramount to the longevity of gambling. 

1)    Allocating a certain amount of my Bank Roll to be my Buy In depending on how long and how many sessions I am planning to engage in.  Also, playing local versus a trip out of state to a major gaming destiny, etc. 

2)     Local Play.  Approximately a Buy In amount of 5% to an absolute maximum of 10% of my Bank Roll for the session to be played.

3)    Out of State, Longer trips.  I would probably bring 50% of my Bank Roll, and then divide it up among the amount of session/days I was to play.

4)    I personally keep my Bank Roll at the same amount as I do not believe in a continual upping/increasing of play level according to one's Bank Roll.  Personally, I found that led to my own downfall numerous times as well as everyone I every talked with, that were long time players of baccarat.  (Winning can be handled with the instant win money for higher levels of play within a session).

5)   Replacing Lost Bank Roll Amounts.  I found it paramount above all else to replace any removed Bank Roll funds at the earliest time possible when funds are won during a session.