So many people, I am certain to say the clear majority of players, do not understand the game of baccarat and at the same time are unwilling to make trade offs regarding the actual presentments the shoe is producing. 

A blanket policy or schedule of pre-set wagering is detrimental to winning the majority of your hands.  The presentments of the bac shoe will never match what you desire or want it to produce, except on a rare occasion.

Once you gain an understanding of events, the numbers, the Sections of a shoe, and the numerous other items that are present throughout a typical bac shoe, you can win nicely with positive progressions never risking anything more than a flat bet unit.  You must recognize false positives to keep any winning going.  As well, you must have an absolute understanding as well as control of your emotions. And thus, that is where a good Money Management Method will be your best partner and your best chance.

Reality and Fallacies of Money Management Methods

M.M.M.'s are probably the most important thing a player must be conscious of during play, master the use of and consistently use throughout his sessions.  Without the use of a M.M.M. that suits the player, the player will only be guided by his desires, his emotions and the rest of the players and people present.  The latter will be a disaster to the player more than it helps him and that has been proven over and over again, countless times. 

M.M.M.'s must be pivotal.  Very important!  They must adjust to your play with the winning or losing you are experiencing, NOT DESIRING.  You will automatically adjust by adhering to the M.M.M.  And that is where most players go wrong with their M.M.M. or their understanding of one.

M.M.M. is procedure, not scheduling of what to wager.  Do not confuse it with Bet Selection.

M.M.M. will allow you the ability to keep winning while you set aside certain portions of those wins.

M.M.M. will allow you to cash out your wins without giving it all back and falling prey to the casino, when you lose a certain amount, if you follow a proper M.M.M.