Al, of course your post provides important informations
Almost all the time, people cannot cool off or stop playing and thus the disaster will strike. Probably 99.98 to 99.99.9% of the times players win. IMO and Experience.
This part is of extraordinary importance.
Bac players lose a lot more than expected by math as they want to recover too rapidly.
Or simply they want to recover trying to guess the unguessable.
They start betting side bets when losing and actually they should do right the opposite.
Simply put, people win less on positive patterns and lose more on negative ones.
In reality the sum is always zero (plus the vig burden).
Back to topics.
Every random game is formed by streaks and singles, the same about baccarat regarding the quality of the hands (not the results).
The exact points evaluation don't add anything worth of it; it's too complex and quite unreliable for the volatlity impact.
People emphasizes positively or negatively when "miracles" decide the hand outcome.
They shout with joy when their bet on player 4 catches a third card 7 and banker with 5 catches another 5. They win with 1 vs zero but they should be unhappy as they have totally mistaken which side to bet on. In fact P 4 - B 5 is one of the best opportunities to get an advantage (on B, of course).
Miracles (there are tons of them) are just a very small part of the total happenings at baccarat. And they tend to alter the general flow of probabilities very rarely.
They seem to do but they do not. Forget the hands won or lost by miracles. They tend to confuse.
Regarding the quality of initial 4-card hands we have four main fields to register singles or streaks at either side:
natural/standing points -one side
drawing points -one side
P drawing/ B standing 3-4-5-6 (asym hand) -both sides
P drawing/ B drawing
The very best player in the universe is the person capable to get the P draw/ B standing 3-4-5-6 situation at least one time over 8-9 attempts (mathematically it's about 1/11). Naturally he will bet always Banker.
The second best player in the world is the player capable to get a drawing hand on P side at least 73-75% of the times. Again he's going to wager Banker.
The third best player is the Player bettor capable to get at least 45% of the time a standing/natural hand.
You'll notice that the worst option we could have at baccarat is to get a drawing/drawing situation. It's true that if we bet P side we are playing a zero edge game but we are in huge trouble if we are wagering B (as it's payed 0.95:1 or prone to get some taxed hands as F-7, etc).
So not everytime a P drawing hand is good for Banker. Fortunately the pure B drawing hands are few (0, 1 and 2); 3,4,5,6 elicit the precious asym situation and 7,8 and 9 stand.
Fast is fine but accuracy is everything (Wyatt Earp)
At baccarat we'll win itlr only if we are able to catch the various flows (S, D, N, etc) that advantage mathematically one side.
Easy to see that it's impossible to be accurate playing every hand or most hands. It's like to admit that we are able to catch every single flow happening at the table.
Therefore now we can rely upon two different levels of thinking and classification: results and quality of the first initial points.
Sometimes those two levels collide and those are the best opportunities to put a real wager.
By now we have talked about first four initial cards. But also the third card plays a huge, albeit secondary, role.